Corporate Financial Advisory

Running on Last Year's Numbers Is Driving by the Rear-View Mirror. - MMC Financial Planning

Running on Last Year's Numbers Is Driving by the Rear-View Mirror.

For owners doing RM10M, RM30M and beyond, the real worry usually isn't sales — it's that nobody is watching the numbers the way you would. And that's not anyone's fault: your accountant records history, in books built for the taxman. Every decision you make is about the future. We close that gap as your external CFO — a monthly review meeting, Decision Accounts you can actually read, and straight answers to three questions: where the money is made, where it leaks, and what to adjust next month.

Hire Your External CFO

From Having Reports to Having Someone Watch Your Numbers

Anyone can print a report. The value is the review rhythm that never slips — monthly analysis meetings, weekly check-ins where needed — turning numbers into decisions, so your team runs on data instead of gut feel.

Your profit dashboard: read your business in 30 seconds - mmc financial planning service detail

Your Profit Dashboard: Read Your Business in 30 Seconds

Stop digging through spreadsheets. We build a live dashboard for revenue, margins, cash position and your Breakeven Point — half a minute on your phone tells you whether this month makes money and whether the cash holds.

Monthly performance reviews: face the numbers every month - mmc financial planning service detail

Monthly Performance Reviews: Face the Numbers Every Month

Each month we run a Budget-vs-Actual review with you and your managers: where the gap is, why it happened, who closes it. The numbers do the confronting — the mechanism holds people accountable, so you never have to play the bad guy.

Profit leak detection: make profit land in the bank - mmc financial planning service detail

Profit Leak Detection: Make Profit Land in the Bank

Profit on paper, empty bank account? Money is leaking in between — underpricing, creeping costs, slow collections. We trace every variance and plug the leaks one by one, so the profit you earned actually arrives.

Listed-company governance: books that stand inspection - mmc financial planning service detail

Listed-Company Governance: Books That Stand Inspection

Banks, investors and buyers all start with one question: can we trust the numbers? We build your controls, processes and audit trails to listed-company standard — you may never IPO, but when capital comes knocking, you're ready.

Cash-flow early warning: bad news months in advance - mmc financial planning service detail

Cash-Flow Early Warning: Bad News Months in Advance

Currency swings, cost spikes, a key customer cutting orders — the market never gives notice. We stress-test your numbers continuously, guard the Breakeven Point, and flag cash pressure months ahead so you have time to steer, not scramble.

00 x

Monthly performance reviews a year — a review rhythm that never slips.

Zero

Blind spots in your numbers.

IPO

Grade governance, controls and audit trails.

000 %

Visibility on where money is made and where it leaks.

100 - MMC Financial Planning service impact and results

A Full CFO Function, Without the Full-Time Payroll

For businesses doing RM5M to RM200M, a full-time CFO is expensive — but flying without one costs more. An external CFO gives you the visibility and discipline of a corporate finance team, at a fraction of the cost.

  • Decision Accounts you can actually read, every month
  • Cash-flow warnings months ahead, no more nasty surprises
  • Profit leaks found and plugged, one by one
  • Managers accountable to numbers, not excuses
  • Bank- and investor-grade reporting, ready on demand
  • Real control - you know your numbers cold
MMC external CFO methodology - Calculate Right, Distribute Fair, Sell High
Why MMC

Not a Full-Time CFO Salary. Not Your Accountant's Rear-View Books. Something Built for the Decision.

A full-time CFO at this level costs RM250k–RM500k a year. Your accountant is busy filing history for the taxman. We give you the forward-looking CFO function — Decision Accounts, dashboards, leak detection — at a fraction of the payroll, with SC-licensed accountability behind every number.

A CFO Function Without the CFO Salary:

Hiring a senior CFO at this level runs RM250k–RM500k a year — most RM5M–RM200M businesses can't justify that. You get the full function — monthly reviews, dashboards, cash-flow early warning, profit leak detection — for a fraction of one salary, on a monthly retainer you can switch off anytime.

Decision Accounts, Not Tax Reporting:

Your accountant records history in books built for the taxman — accurate, but always looking backward. We build the account you read to decide: where profit is made, where it leaks, and what to adjust next month. Forward-looking numbers, not a year-end filing.

SC-Licensed Accountability Behind Every Number:

We've held a Capital Markets Services Licence since 2008 and built finance functions for 500+ enterprises. When we guard your Breakeven Point or tell you cash is tightening, that's a regulated firm putting its name on the call — not software guessing, not advice you can't trace.

Someone Watching the Way You Would:

Software prints reports and waits. A generic consultant drops a deck and leaves. We sit in the monthly review with you and your managers, reconcile actuals against budget, and own the next month's moves — see how we work as your external CFO.

Our Service Ecosystem

Additional Services to Maximize Your Business Potential

Ai finance & performance brain - mmc financial planning strategic budgeting and profit growth services

AI Finance & Performance Brain

You learned what AI can do — now someone has to build it into the company. We deliver a management system plus a running AI system: live dashboards wired to your data, budgets and incentive mechanics behind them, and managers trained to run on human-plus-AI KPIs.

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Organizational kpi alignment - mmc financial planning strategic budgeting and profit growth services

Organizational KPI Alignment

Why does the annual target only matter to one person — you? Because it was never broken down to anyone else. We reverse-engineer your profit goal into department and individual KPIs: results owned, processes covered, KPI and SOP clearly separated — so the company runs the numbers without you pushing.

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Incentive & performance framework - mmc financial planning strategic budgeting and profit growth services

Incentive & Performance Framework

Every bonus season, you feel the pain — and your team barely feels the reward. That is what happens when payouts have no data behind them: they harden into entitlements. We design six role-based reward mechanisms — sloped and tiered commissions, incentives, bonuses and profit sharing — with the bonus pool reverse-engineered from profit and paid only on over-performance.

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Straight answers on what's included, how it works, and who it's for.

Questions Owners Ask Before Hiring an External CFO

Our external CFO service in Malaysia gives you a complete finance function on a monthly retainer: a live profit dashboard for revenue, margins and cash position; a monthly budget-vs-actual performance review with you and your managers; ongoing profit leak detection; and cash-flow early warnings that flag pressure months ahead. You get Decision Accounts you can actually read, plus listed-company-grade controls. See how we work as your external CFO — it's a CFO function without the full-time payroll.

Stop Carrying the Weight of Profit Alone

How Much Will You Make Next Year? Don't Guess. Calculate.

Stop setting targets by gut feel. Book a one-on-one strategy session with our budgeting specialists — we'll map out a clear, numbers-backed path to growing both revenue and profit next year, and show you exactly where your cash is leaking today.

How Much Will You Make Next Year? Don't Guess. Calculate.
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Customer Satisfaction
How Much Will You Make Next Year? Don't Guess. Calculate.